The Value of Scenario Planning

By: Ralph Broadwater, MD, CFP®, AIF® In addition to investing to reach your goals, it is important to plan for emergencies and protect your family. Adequate insurance coverage is an important part of this protection, but proper planning is equally…

The Ripple Effect—The Side of 401ks, 403bs and IRAs No One Talks About

By: Kristina K. Bolhouse, CPA/PFS, CFP® I often hear financial authors and radio personalities talk about all of the virtues of putting money into tax deferred accounts. The impact sounds so promising, and even CPAs sometimes get confused by the…

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Posted: Aug 7 2013

Financial Aggregators

By: Ralph Broadwater, MD, CFP®, AIF® Financial aggregators can be an excellent tool to help you follow your finances, investments, and track spending patterns. These web-based programs allow you to automatically capture all of your financial accounts and transactions in…

Phishing, Fraud, and Security Issues

By: Kristina K. Bolhouse, CPA/PFS, CFP® Recently, we had several clients call concerned they had fallen victim to phishing schemes, or had otherwise compromised key personal information. These were what appeared to be legitimate financial institutions requesting verification of information.…

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Posted: Mar 21 2013

Is Now the Time to Refinance?

By: Mary E. McCraw, CFP® With interest rates at historic lows, it is an excellent opportunity to lock in a low rate on your mortgage. However, many people simply don’t take advantage of this strategy to reduce their mortgage costs.…

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Posted: Feb 21 2013

Social Security Goes Digital

By: Mary E. McCraw, CFP® You may remember that the Social Security Administration suspended mailing annual statements to all workers in April 2011 in an effort to cut costs. In February 2012, mailings were resumed for workers age 60 and…

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Posted: Feb 14 2013